Design Your Own

Metal Building Financing Options

No Complicated Paperwork. Just Affordable Options.

Flexible Financing for Your Garage, Barn, Carport or Commercial Building

At Colonial Steel Structures, we believe investing in a high-quality metal building should be straightforward and affordable. That’s why we offer multiple financing solutions designed to fit your budget, timeline, and credit situation.

Whether you’re building a metal garage, barn, commercial facility, or carport, we’ll help you find a financing option that works for you.

336-792-4876
Quality Buildings. Flexible Payments.

Flexible Financing Built Around Your Needs

Every project is different — and so is every customer. We partner with trusted lenders to provide competitive rates, flexible terms, and simple application processes.

Our financing options allow you to:

  • Start your project without high upfront costs
  • Choose fixed, predictable payment plans
  • Avoid home equity requirements or property appraisals
  • Access funding quickly so construction can begin sooner
Get a Custom Quote

Our Financing Partners

Affordable Ways to Own the Building You Need
HFS Financial

HFS Financial provides direct-to-consumer funded loans designed specifically for home improvement and building projects.

Key benefits include:

  • No impact on credit to check options
  • No equity required
  • No appraisal needed
  • Industry-leading loan terms
  • Funding available for a wide range of home improvement projects

HFS makes the process simple and transparent, helping you secure funding quickly so your project can move forward.

Apply Here
Shoreham Bank

Shoreham Bank offers competitive fixed-rate financing with flexible payment options.

Benefits include:

  • No equity or appraisal required
  • Fast application decisions
  • Low fixed interest rates
  • Flexible payment terms
  • No prepayment penalties

This option is ideal for customers looking for traditional financing with predictable monthly payments.

Finance your next Colonial Steel Structures project through Shoreham Bank today.

Apply Here
EZ Pay Buildings
(Rent-To-Own Option)

EZ Pay Buildings provides a rent-to-own program designed to make ownership accessible — even without traditional financing.

Program highlights:

  • NO credit check for buildings under $15,000 (you may also pay down the balance to avoid credit checks)
  • No processing fees
  • No early payoff fees
  • Renters can qualify (maximum 48 months)
  • Property owners can qualify (maximum 60 months)
  • Payoff is based on the remaining starting cash price — not the total contract value

This option offers flexibility for customers who may not want traditional financing or who prefer a simplified approval process.

Payment Estimator
Colonial Steel Structures

Which Financing Option Is Right for You?

The best financing solution depends on your project size, budget, timeline, and credit preferences. Our team is happy to walk you through your options and help you choose the best fit.

Whether you prefer traditional lending, direct funding, or rent-to-own flexibility, we’re here to make the process simple.

Get Custom Quote
Plan, Customize, and Move In.

Our Simple Process

1. Design Your Building
Use our online design tool or speak directly with a building specialist.
2. Finalize the Details
Lock in size, options, pricing, and timeline.
3. We Handle the Rest
Concrete, manufacturing, and installation are fully coordinated.
4. Move in
Enjoy a high-quality metal building built to perform for years to come.
Design Your Building
Your Vision. Our Expertise.

Let’s Build Together

Your next steel structure starts here. Contact Colonial Steel Structures today to request a custom quote and discover the strength, reliability, and service that set us apart.

Call us today at 336-792-4876 to speak with our team and get started on your custom metal building.

Get a Free Quote